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Real Estate News

- You finally decided to act on your dream of becoming a real estate investor - congrats! Buying an investment property is one of the most financially rewarding things you can do. There’s just one problem: you need a loan. You might have heard that investment property loans are different from the kinds of mortgages people take out on their primary residences. While that is true, investment property loans aren’t as daunting as you might think. In this article, we are going to cover everything you need to know about qualifying for one. What Makes Investment Property Loans Different? Before we ... [Read More]

- By the Experts at Weichert, Realtors® Historically low interest rates, insufficient housing inventory and a large wave of homebuyers seeking a lifestyle change have combined to create a robust sellers’ market in which bidding wars are becoming the norm, reports Weichert, Realtors®. The company recorded strong performance in June and July, rebounding after the height of the pandemic. In a sellers’ market, the demand for homes far exceeds the inventory available for sale. Low inventory was already a concern before COVID-19. Now that more buyers have entered the market, the lack of homes ... [Read More]

Source: rismedia.com

- Designers share fresh ideas for bringing dynamic style to this classic kitchen palette Using a palette that focuses on white and wood elements is a reliable approach to creating a stylish and inviting kitchen. White brightens a kitchen, which can help with tasks like chopping, and promotes a light and airy atmosphere that’s welcoming to family and guests. And wood brings in visual warmth and texture, furthering an enticing vibe. But getting the balance right between white and wood elements isn’t always straightforward. Too much white can veer sterile and stark. Too much wood can make a ... [Read More]

Source: houzz.com

- We independently select these products—if you buy from one of our links, we may earn a commission. Yes, Labor Day is in the past now, but as staunch pro-summer advocates know: Fall doesn’t start until Sept. 22. And real fall—you know, chilly weather, changing leaves—won’t kick in until mid-to-late October, depending on where you live. So while your Instagram feed might be starting to fill with pics of pumpkin spice lattes and cozy sweaters, don’t fret—you still have a few more warm weekends ahead. That means that you’ve got plenty of time to cross to-dos off your list that ... [Read More]

- By the time my husband and I put in an offer on a home (for the third time) in August, we were exhausted by the home-buying process—and we hadn't even bought a home yet. Even in the midsize town in northern Alabama where we wanted to buy, the real estate market was nuts. Homes were going under contract the same day they were listed, making it nearly impossible to see the house and feel confident enough to submit an offer before we were beaten to the punch by another buyer. When we finally did go under contract on this third home, we learned of another issue: Home inspectors in the area were ... [Read More]

Source: realtor.com

- No matter how functional they may be, dated finishes can really drag a space down. For Mohamed Hussen ( @mo.and.the.jungle.shelf ), the roomed that caused some of the most problems in his 1970s home was the bathroom. "The ironic thing was that the bathroom was the only room that had been done in the last 40 years, by the previous owners," Mohamed says. "It had a new beige tiles, a new white suite, a new but hideous corner shower cubicle, and a gorgeous beige carpet to match. I don’t know how something so new could look so dated." Mohamed knew when he moved in that every piece of the 1970s ... [Read More]

- A custom island, two-tone cabinets, a herringbone barn door and wicker pendants lend personality to this kitchen When these homeowners in North Raleigh, North Carolina, saw what design-build firm Clearcut Construction had done for their friends’ kitchen, they hired them to help with their own. The firm’s owner, Richard Ryder, came up with a functional layout, personalized storage solutions and a style that suited their personalities and their home’s architecture. The result is a family-friendly kitchen with a few intentional quirks that give it personality. Photos by Bob Fortner Kitchen ... [Read More]

Source: houzz.com

- One of the few bright spots for home buyers and owners in 2020—a year marred by a pandemic, economic recession, social unrest, wildfires, hurricanes, and a highly polarized presidential election—has been rock-bottom mortgage interest rates. Mortgage rates have been tumbling since COVID-19 disrupted the nation's economy, achieving what many experts had believed was impossible: They dipped just below 3% in July. Rates have since fallen even further, reaching an all-time low of 2.86% for the average 30-year fixed-rate loan in the week ending Sept. 10, according to Freddie Mac. Those lower ... [Read More]

Source: realtor.com

- While many homebuyers typically budget for their monthly mortgage payment—and include things like Private Mortgage Insurance (PMI) and escrow payments in their planning—there are upfront costs that must also be considered when determining a homebuying budget. Upfront costs are the one-time expenses you’ll pay after you make an offer on a home and the offer is accepted. Below is a list of the key expenses you should be prepared to cover. The exact amounts you’ll pay will vary, so be sure to speak with your homebuying team about what you should expect for your specific homebuying ... [Read More]

- Got homeownership on the brain? Before you take the plunge (or decide to sell your current space), it’s worth asking: When is the best time to buy a house? Now? In six months? Never? We chatted with a small group of experts (a realtor, a financial advisor and a mortgage broker) to find out. So, when is the best time to buy a house? According to New York real estate broker Jocelyn Cloder , late fall and early winter is lower on inventory, but best for savings. A recent Zillow study confirms this: 26 percent of springtime buyers paid above asking price, while only 15 percent of buyers ... [Read More]

Source: purewow.com

- Mortgage applications to purchase a home fell 1% for the week but were 6% higher than a year ago. That annual comparison is the smallest since the middle of May, dropping from gains in the 20% range the past few weeks. With no major move in mortgage rates, there was no sudden incentive to refinance a home loan last week, so fewer people did. That drove overall mortgage application volume down 2.5% from the previous week, according to the Mortgage Bankers Association. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances of up to $510,400 was ... [Read More]

Source: cnbc.com

- Years ago, Lorrie Beaumont knocked on a door in Westwood, where she owns LB Appraisal Associates, for what she thought was a routine appraisal. “The owners actually let me in to do a full inspection of the property, not questioning a thing,’’ Beaumont said. “But the address from the lender was incorrect, and I appraised the wrong property.’’ While that experience was extremely unusual, appraisers say many homeowners, buyers, and sellers share a lack of understanding about appraisals. “The biggest misconception sellers and even buyers have is that they don’t realize we’re ... [Read More]